Licensed in NC & SC

Thirty-five years of insurance — covering the Carolinas, from the mountains of NC to the coast of SC.

Covington Insurance is an independent agency and brokerage. We shop highly rated carriers for you.

Proud members & affiliates

Brunswick County Chamber of CommerceThe Citadel

Two agents, two Carolinas

You are not calling a call center. You get the agent whose market matches your property.

What we cover

Personal

Homes, vehicles, and the things you actually own.

  • Homeowners, condo, and renters
  • Auto, motorcycle, boat, RV
  • Landlord and short-term rental
  • Mobile and modular homes
  • Personal umbrella

Business

Businesses and contractors across North and South Carolina.

  • General and professional liability
  • Commercial auto and fleet
  • Contractors and consultants
  • Restaurants, salons, contractors, churches
  • Bonds and special event coverage

Coastal & Flood

Wind, hail, and flood, layered so nothing falls through.

  • Wind and hail placements
  • FEMA/NFIP and private flood
  • Coastal condos and second homes
  • Builder's risk and renovation
  • Vacation rental exposure

Coastal division

Near the water, one policy is rarely enough

On the coast, wind and hail is often stripped out of the homeowners policy, and flood is never part of it. Two gaps, two separate placements — and most owners find out at the worst possible time.

Jamie Shoemaker leads our coastal arm and writes in both Carolinas. He builds the layers up front and tells you plainly what each one does.

Meet Jamie
  • Wind & hail

    Placed separately when carriers exclude it

  • Flood

    FEMA/NFIP or private market, whichever fits

  • Second homes

    Occupancy that standard carriers decline

  • Short-term rentals

    Business exposure on a residential property

We shop highly rated carriers

The Hartford logoThe Hartford
Lititz Mutual logoLititz Mutual
Progressive logoProgressive
Foremost logoForemost
National General logoNational General
Travelers logoTravelers
SageSure logoSageSure
Orion180 logoOrion180

Put us to the test on your renewal

Send us what you have now. We'll tell you honestly whether we can beat it.

Get a quote