Licensed in NC & SC
Thirty-five years of insurance — covering the Carolinas, from the mountains of NC to the coast of SC.
Covington Insurance is an independent agency and brokerage. We shop highly rated carriers for you.
Proud members & affiliates
Two agents, two Carolinas
You are not calling a call center. You get the agent whose market matches your property.

Will Jeffords
Agent & Owner
Statewide North Carolina & South Carolina
Thirty-five years helping families and businesses across North Carolina and South Carolina.
Read more
Jamie Shoemaker
Insurance Advisor · Coastal Division Lead
Statewide North Carolina & South Carolina
Full-service Carolinas insurance advisor for families and businesses, with added expertise in coastal property, wind, hail, and flood.
Read moreWhat we cover
Personal
Homes, vehicles, and the things you actually own.
- Homeowners, condo, and renters
- Auto, motorcycle, boat, RV
- Landlord and short-term rental
- Mobile and modular homes
- Personal umbrella
Business
Businesses and contractors across North and South Carolina.
- General and professional liability
- Commercial auto and fleet
- Contractors and consultants
- Restaurants, salons, contractors, churches
- Bonds and special event coverage
Coastal & Flood
Wind, hail, and flood, layered so nothing falls through.
- Wind and hail placements
- FEMA/NFIP and private flood
- Coastal condos and second homes
- Builder's risk and renovation
- Vacation rental exposure
Coastal expertise
Near the water, one policy is rarely enough
On the coast, wind and hail is often stripped out of the homeowners policy, and flood is never part of it. Two gaps, two separate placements — and most owners find out at the worst possible time.
Jamie Shoemaker writes personal and business insurance throughout both Carolinas. As our coastal division lead, he also brings specialized experience to these extra layers and explains plainly what each one does.
Wind & hail
Placed separately when carriers exclude it
Flood
FEMA/NFIP or private market, whichever fits
Second homes
Occupancy that standard carriers decline
Short-term rentals
Business exposure on a residential property
We shop highly rated carriers
Lititz Mutual
Progressive
Foremost
National General
SageSure
Orion180Put us to the test on your renewal
Send us what you have now. We'll tell you honestly whether we can beat it.
Get a quote

